Compliance Underwriting Analyst (Fintech Payment, Hybrid)

About our client:
Our client is a leading Australia and China payment solutions provider that streamlines the billing process for businesses of all sizes. They offer a comprehensive suite of services including merchant acquiring, direct debit, online credit card payments, BPAY, and Pay-by-Phone, making it easier for businesses to receive payments and manage their cash flow.

Job Description:
As our client continue to expand their global presence, they are looking for a dynamic and results-driven Compliance Underwriting Analyst to support the setup of our new regional operations in Malaysia and assist with their financial license applications in other countries. The ideal candidate will work closely with Internal Stakeholders to enhance organizational efficiency, improve business processes, and recommend strategic solutions. The candidate will be responsible for assessing business challenges, analyzing systems, and recommending effective solutions to improve organizational performance.

Key Responsibilities:

1. Core Role: Onboarding & Underwriting (70%)

• Conduct CDD and EDD screening
• Ensure adherence to Company and Card Schemes rules and policies
• Adhere to underwriting standards, instructions and good practice to minimize risk and maximize efficiency
• Perform underwriting and risk assessment (including but not limited to credit risks) of new and existing customers
• Perform calculation of the financial risk exposure and the relevant risk mitigation measures
• Provide advice and support to internal stakeholders with regards to new and existing merchants questions around merchant onboarding

2. Backup Duties: Fraud Monitoring (20%) + Dispute resolution (10%)

Qualifications and Skills Required:
1. Bachelor’s degree in Business Administration, Finance, Economics, or a related field.
2. Min. 3 years of working experience in KYC/onboarding (banking, fintech, or payments).
3. High understanding of AML/CTF red flags.
4. Proficiency with the ability to provide a high level assessment of credit worthiness.
5. Comfort with Worldchecks & transaction monitoring systems.
6. Adaptable to cover fraud/disputes when needed.
7. Proficiency in verbally and writing in Mandarin and English is a MUST.

** This role is only open for Malaysian to apply.

If you think it is a match for your experience and interests please apply today – we are eager to learn more about you! Kindly send your latest CV to our consultant, Gina by email at gina.koh@peoplelake.asia or WhatsApp at 016-6948780 for more information.