{"id":17784,"date":"2026-05-13T07:09:20","date_gmt":"2026-05-13T07:09:20","guid":{"rendered":"https:\/\/peoplelake.asia\/?p=17784"},"modified":"2026-05-13T07:09:22","modified_gmt":"2026-05-13T07:09:22","slug":"understanding-perkesos-new-implementation-lindung-24-jam-scheme","status":"publish","type":"post","link":"https:\/\/peoplelake.asia\/zh\/uncategorized\/understanding-perkesos-new-implementation-lindung-24-jam-scheme\/","title":{"rendered":"Understanding PERKESO\u2019s New Implementation: Lindung 24 Jam Scheme"},"content":{"rendered":"

The Social Security Organisation (PERKESO) has introduced the Skim Kemalangan Bukan Bencana Kerja (SKBBK)<\/strong>, also known as Lindung 24 Jam<\/strong>, to provide broader social security protection for employees in Malaysia. The scheme is expected to take effect from 1 June 2026<\/strong> and aims to protect employees against accidents that occur outside the workplace and beyond working hours.<\/p>\n\n\n\n

Traditionally, PERKESO\u2019s Employment Injury Scheme mainly covered accidents arising out of and in the course of employment. However, under Lindung 24 Jam, employees may also receive protection for accidents that happen during personal time, such as at home, during weekends, or while carrying out daily non-work-related activities.<\/p>\n\n\n\n

The introduction of this scheme reflects the government\u2019s effort to strengthen employee welfare and social protection in today\u2019s evolving work environment.<\/p>\n\n\n\n

Is the Scheme Mandatory?<\/strong><\/h3>\n\n\n\n

Yes. According to PERKESO, Lindung 24 Jam is mandatory for eligible employees who are covered under the Employees\u2019 Social Security Act 1969. Employees do not need to apply separately, as the contribution will be incorporated into the existing PERKESO contribution framework.<\/p>\n\n\n\n

The scheme generally applies to employees working under a contract of service and who are already covered by PERKESO. This includes both local and foreign employees who fall within the scope of the Act.<\/p>\n\n\n\n

However, certain categories may be excluded from PERKESO coverage, such as permanent federal and state government employees, sole proprietors, and partners of businesses.<\/p>\n\n\n\n

Contribution Structure<\/strong><\/h3>\n\n\n\n

One key feature of Lindung 24 Jam is that the contribution is fully borne by employees through salary deductions. Employers are responsible for facilitating and remitting the contributions to PERKESO.<\/p>\n\n\n\n

To ease implementation, the contribution rate will be introduced gradually in phases:<\/p>\n\n\n\n

\n

Phase 1 (Year 1\u20132): 0.75% employee contribution<\/p>\n\n\n\n

Phase 2 (Year 3\u20135): 1.0% employee contribution<\/p>\n\n\n\n

Phase 3 (Year 6 onwards): 1.25% employee contribution<\/p>\n<\/div>\n\n\n\n

These phases are based on the national implementation timeline of the scheme and not on an employee\u2019s years of service or working experience.<\/p>\n\n\n\n

Why This Matters to Employers and Employees<\/strong><\/h3>\n\n\n\n

For employees, Lindung 24 Jam provides additional financial protection and peace of mind in the event of unforeseen accidents outside working hours. It expands the safety net beyond the workplace and acknowledges that risks can occur at any time during daily life.<\/p>\n\n\n\n

For employers and HR teams, the implementation of the scheme means payroll systems, employment contracts, and employee communications may need to be reviewed and updated to ensure compliance. Employers should also prepare employees for the upcoming salary deduction and help them understand the purpose and benefits of the scheme.<\/p>\n\n\n\n

Final Thoughts<\/strong><\/h3>\n\n\n\n

The introduction of PERKESO\u2019s Lindung 24 Jam scheme marks a significant step toward enhancing social protection for employees in Malaysia. While it introduces additional employee contributions, the scheme aims to provide broader accident coverage and greater financial security outside the workplace.<\/p>\n\n\n\n

As implementation approaches, employers and employees are encouraged to stay informed about the latest updates and ensure readiness for compliance with the new requirements.<\/p>\n\n\n\n

<\/p>","protected":false},"excerpt":{"rendered":"

The Social Security Organisation (PERKESO) has introduced the Skim Kemalangan Bukan Bencana Kerja (SKBBK), also known as Lindung 24 Jam, to provide broader social security protection for employees in Malaysia. The scheme is expected to take effect from 1 June 2026 and aims to protect employees against accidents that occur outside the workplace and beyond […]<\/p>","protected":false},"author":12,"featured_media":17785,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_joinchat":[],"footnotes":""},"categories":[1],"tags":[],"class_list":["post-17784","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/peoplelake.asia\/zh\/wp-json\/wp\/v2\/posts\/17784","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/peoplelake.asia\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/peoplelake.asia\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/peoplelake.asia\/zh\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/peoplelake.asia\/zh\/wp-json\/wp\/v2\/comments?post=17784"}],"version-history":[{"count":1,"href":"https:\/\/peoplelake.asia\/zh\/wp-json\/wp\/v2\/posts\/17784\/revisions"}],"predecessor-version":[{"id":17786,"href":"https:\/\/peoplelake.asia\/zh\/wp-json\/wp\/v2\/posts\/17784\/revisions\/17786"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/peoplelake.asia\/zh\/wp-json\/wp\/v2\/media\/17785"}],"wp:attachment":[{"href":"https:\/\/peoplelake.asia\/zh\/wp-json\/wp\/v2\/media?parent=17784"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/peoplelake.asia\/zh\/wp-json\/wp\/v2\/categories?post=17784"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/peoplelake.asia\/zh\/wp-json\/wp\/v2\/tags?post=17784"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}