Credit Officer / Senior

Job Description:

• Analyse and process loan applications with complete set of documentation and
  information obtain for new and existing customer application.
• To evaluate, recommend and approve loans with lending limits for the respective
  assigned regions.
• To recommend loans for approval.
• To manage disagreements on credit decision with sales personnel.
• Perform verification of applicant with relevant parties to ensure the genuineness of the
  applicant and employment details are established.
• To be alert in detecting and preventing any potential elements of fraud or fraud
  applications.
• Follow-up of documents / information with sales / branches / Group Compliance to
  support the loan application.
• To evaluate, analyze credit facilities within credit practices based on credit check
  findings and CTOS conduct.
• To undertake any other directives, duties and ad-hoc tasks assigned by Management
  from time to time.

Job Requirement:

• Bachelor’s degree in Finance, Business, or related field.
• At least 5 years in credit analysis, loan processing with banking background.
• Strong analytical and decision-making abilities.
• Excellent communication and conflict resolution skills.
• Detail-oriented with a focus on accuracy and fraud detection.
• Understanding of lending policies, credit assessment, and banking regulations.
• Familiarity with CTOS and credit checks

About The Company:

The company is providing Housing Loan, Business/SME Loan, Refinance/Remortgage, Debt Consolidation, Mortgage Insurance and Asset Planning services.

Feel free to reach out to Jeslyn via jeslyn.kan@peoplelake.asia for more information.